Underwriting
Price and bind faster.
A configurable underwriting workbench that takes a submission, enriches it with the data you trust, applies your appetite and pricing rules, and hands a bound risk back to your system of record — without manual swivel-chair work.
Capabilities
Everything in the module.
Six focused capabilities that work together — and slot into the systems you already run.
Submission intake
Parse email, broker portals and APIs into structured submissions automatically.
Data enrichment
Pull in third-party data — Companies House, Verisk, LexisNexis, your warehouse — with one rule.
Appetite & risk rules
Encode underwriting appetite as transparent rules, not hidden model weights.
Dynamic pricing
Run model-driven pricing with overrides, factor traces and full audit trails.
Straight-through quoting
Bind clean risks automatically; route the rest to the right underwriter with context attached.
Continuous improvement
Compare model vs underwriter decisions and tune appetite from real outcomes.
How it works
A clear sequence, end to end.
A deliberate flow — not a black box. Every step is observable and tunable.
- 01
Submission in
Email, broker API or portal — all normalised into a single submission record.
- 02
Enrich & score
Augment with third-party data, run risk and fraud models, attach context.
- 03
Apply rules
Appetite, pricing and referral rules execute in a transparent, auditable pipeline.
- 04
Bind or refer
Straight-through bind for clean risks; structured referrals for everything else.
Next step